One of life’s natural or unnatural challenges when it comes to owning a house is the chance that water damage may affect your home. Water damage can happen as a result of natural flooding, weakened or poorly installed plumbing, or build-up of water in the home where water collection naturally occurs. Oddly, designed to prevent a home from damage, fire sprinkler systems actually cause millions of dollars of damage every year. Water is the single most expensive cause of damage in a home even more so than fire damage because of the outlying effects of mold and mildew.
The effects of water damage travel deeper than the eye can see with a large number of possible losses caused by the water intruding and enabling attack of a material or system via destructive processes such as rotting of wood, bacterial growth, rusting of steel, de-laminating of materials such as plywood, and many others.
Imperceptibly slow and seemingly minor, problems such as water spots could eventually mar a surface, weaken walls or provide a breeding ground for much worse. This is exactly why it is only to a home owner’s advantage to seek out a professional opinion in order to avoid structural damage.
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner’s insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy. Often the verbiage of this addendum is similar to “Sewer and Drain Coverage”.
When water damage is present, there will always be interested parties looking to determine cause and responsibility. Justin Hall P.E. will ensure that you will receive an extensive analysis of the cause and extent of the damage as well as an accurate evaluation of the extenuating circumstances that may ensue as a result. Justin Hall is an experienced structural engineer with record analysis both as an engineer and an expert witness-investigating and analyzing water damage for concerned homeowners, providing solutions that are both accurate and cost effective.