Property Insurance Claims Including Cause of Loss
Most people are familiar with adjuster assessments related to insurance claims as most people have insurance and have or know someone who has processed a claim. The details of this process related to properties, real estate and buildings impacted require cause as well as effect. This often relates to what is covered and what is not. Certain effects of loss may be underwritten in the policy and covered such as fire but not covered if the cause was intentional arson. Inspections by professional engineers who are experts in their fields that are accustom to reporting the cause and damaging effects are a legal requirement in some states but always a good practice in every state to maximize the potential of finding facts, cause and loss.